When we are first approached the first subject most buyers wish to discuss is their choice of home. As important as the home may be the first priority should always be to select the location and park. There is no other solution other than to take an inspection trips.
Our inspection trips are normally organised on an individual basis. Above all they are relaxed and informal and under no circumstances will you feel any form of sales pressure whatsoever. We have several different options for our inspection trips. As an example here are a few of the options available at Valencia Groves park at Alcala.
This is available to the independent traveller who wishes to organise his own transport and accommodation, although we can offer accommodation on the park at a modest cost (refundable if you eventually make a purchase). All you need to do is book an appointment and we will make sure we have a representative to meet and greet you and show you around. We make no charge for the visit.
This option is available to those wishing to travel independently and require Park homes in Spain to organise their accommodation either in nearby hotels (Benicarlo, Peniscola etc) or on the park itself. This will suit those arriving by car independently or by public transport (train). We will collect you by car from your accommodation and introduce you to the park. The only charge we make is for the accommodation at cost price – again refundable on a purchase.
We can offer you a traditional inspection trip including collection at airport,*accommodation etc. etc. We charge at cost price (varies depending on airport) and will refund all costs if a home is eventually purchased. *please note that Barcelona airport has a railway station.
All our inspection trips allow you free time to wonder round the park independent of our representative. This offers you the opportunity to meet our residents free from any influence of our representatives – such is our confidence in our parks.
There are a wide range of Park homes, lodges and mobile homes on the market,all of various sizes and quality. Although we highlight the excellent range of homes by Willerby and Cosalt there are many other manufactures who we will quote on request. You can choose between large twin unit Park homes which come in 2 separate halves (and are married on site) to single unit mobile homes and lodges. There are often several options available in each range including insulation and cladding (the exterior wall material). We will advise you on all these issues and in any case you can access the website of each company or send for there brochures. Smaller high quality specialists such as Cambrian and Pathfinder will make you a bespoke home. Some of the manufacturers have show rooms in the UK where certain models can be viewed. In any case the first priority is to select a park and plot – selecting the home will follow.
With our unique ability to source high quality pre-owned homes, you could well save as much as £40,000 on similar new models. We only deal with homes less then 5 years old – most are less than 3 and sourced in Spain. Many can barley be distinguished from new due to the gentle Spanish climate.
If you already have the funding in place the buying process is very straight forward. Financing Park and holiday homes anywhere abroad is less straight forward. As the homes are located abroad and can be removed at any time they offer no security to any lender. Taking a traditional loan will require security and will almost certainly be prohibitively expensive. There are options available however, especially if you are a UK home owner and either own the property outright or have a high percentage of equity.
If you are buying your home in Spain to retire and think you need to sell your UK property we ask you to think again. We understand that many buyers have dreamt for years of retiring to the sun and a gentle pace of life. However, somewhere down the line your circumstance might change and you may need to return to the UK. It does happen from time to time and once you have sold up and moved abroad it is very difficult to get back especially without a home to return to.
Re mortgage your UK home – for example you can get a £50,000 interest only re-mortgage that will cost you well under £200 per month (subject to interest rate changes). You can then rent your property out. We recommend using a good estate agent specialising in managed letting. For example the national chain Northwood offer a platinum letting scheme where they guarantee to pay you regardless if the property is occupied or not – you get slightly less per month but they take the risk. They will also fully manage your property in your absence. If your still happy with your dream in the sun a few years down the line you can sell your UK property then – and it will probably be worth a lot more than now! The rental on your UK property will not only cover the cost of the extra mortgage but will probably contribute to your life in Spain. We can put you in touch with a specialist re-mortgage broker who understands our business. – please ask.
If you are purchasing your home as a holiday home the cheapest way by far to finance it is to re-mortgage your UK property providing you have enough equity in your home and can afford the extra payments.